At Equipment Financing USA, we provide small and medium-sized businesses with the equipment, project, trade, and software financing when you need it - NOW not days from now.


We leverage technology and our expertise to eliminate the hassles often encountered with typical bank loans while still offering highly competitive rates. Our customers benefit by completing a simple application without the need for tax returns and financial statements, and getting personal service throughout the entire process.

Equipment Financing USA offers a wide range of financial services tailored to meet your business's specific needs and focused on your bottom line; profitability.



Ready to get started? Complete our secure online application for a decision in 10 minutes.
Want to speak with a real human? Give us a call. We automate the loan process, not our phone lines.

Our Process

Everything we do, we do for you!


One Application

Our process allows for one application, which does not result in a credit inquiry against your personal credit.


Leverage Technology To Your Advantage

We utilize our technology and algorithms to provide loan options particular to your situation.


Serve As Your Steward

Once you have carefully selected your option, we work with you and the lender to close the deal.

Our Promise

Equipment Financing USA was founded on simple principles

Treat others how you want to be treated.

We leverage decades of experience with ground breaking technology to provide you or your customers the power to choose the best product for their situation. It's our job to make sure that the finance product your seeking will HELP your business grow.

Experience how the technology at Equipment Financing USA will empower your business whether providing finance options to your customers, or acquiring new equipment for your business.

Our Services

Financing, Factoring and Loan Options

Equipment Financing

Multiple Financing and Leasing Options

We provide affordable financing for all equipment types in most industries. Leave the financing to us while you focus on growing your business.

Small Business Loans

Tailored To Your Bottom Line

We also provide Commercial Lines of Credit, along with fixed rate, monthly payment working capital options. Say NO to MCA's and say YES to LOC's.

Service and Project Funding

Trade and Invoice Factoring

Stop getting pushed around by commercial customers. Say GOOD-BYE to NET-30. Say HELLO to 24 HOUR funding for billed services/products.


Our mission is to spend personal time with our customers to best understand their needs through automating the tedious equipment financing process. In doing so we reduce the amount of staff required to process your loan, which keeps our overhead cost low to ensure you receive the most competitive solution available to you. As the world and technology advances, we constantly remind ourselves that technology is good but too much is not good.

We are a diverse network of business finance specialist, who understand that people want to do business with people, not robots. We encourage you to test drive our automated underwriting process, while we are hear to man the phones. Call us today.




Minutes for Approval


Banks and Lenders


Max Loan Amount